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Motor Vehicle

What is Rideshare Accident?

An accident involving an Uber, Lyft, or other rideshare vehicle, with unique insurance coverage depending on driver status.

Understanding Rideshare Accident

Insurance coverage varies by driver phase: app off (personal insurance only), app on waiting for ride (limited coverage), and passenger in vehicle (full commercial coverage). Multiple insurance policies may apply, and rideshare companies have specific claims procedures.

Examples

  • 1Uber driver causing accident with passenger
  • 2Lyft vehicle struck by another driver
  • 3Rideshare driver accident during trip
Last updated: January 24, 2026
Reviewed by: Quilia Legal Content Team

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