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Settlement & Negotiation

What is Settlement Demand?

A written demand from the plaintiff to the defendant or their insurance company requesting a specific amount of compensation to resolve a personal injury claim.

Understanding Settlement Demand

The settlement demand is typically the first formal step in negotiations after the plaintiff has completed medical treatment or reached maximum medical improvement. It outlines the facts of the case, the injuries sustained, medical expenses, lost wages, and a dollar amount the plaintiff is willing to accept to avoid litigation.

Examples

  • 1Attorney sends demand letter to insurer after client finishes physical therapy
  • 2Demand requesting $150,000 for soft tissue injuries and lost income
  • 3Formal demand sent before filing a lawsuit to encourage pre-suit resolution
Last updated: January 24, 2026
Reviewed by: Quilia Legal Content Team

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