What is Letter of Protection (LOP)?
A written agreement where an attorney promises to pay a medical provider from the client's eventual settlement or verdict, allowing treatment without upfront payment.
Understanding Letter of Protection (LOP)
LOPs enable injured people without insurance or money to receive necessary treatment. The medical provider agrees to wait for payment from case proceeds. The attorney guarantees payment from recovery but not if there is no recovery.
Examples
- 1Chiropractor treating patient under LOP
- 2Surgery performed with LOP guarantee
- 3Physical therapy provided pending settlement
Related Terms
Medical Lien
A legal claim by a healthcare provider or insurer against a personal injury settlement or verdict to recover payment for treatment related to the injury.
Contingency Fee
A fee arrangement where the attorney's payment is contingent upon winning the case. The attorney receives a percentage of the recovery, typically 33-40%, and no fee if the case is lost.
Medical Malpractice
Professional negligence by a healthcare provider whose treatment falls below the accepted standard of care, resulting in injury or death to the patient.
Standard of Care
The degree of care and skill that a reasonably competent professional in the same field would provide under similar circumstances.
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